Invco compared
Invco vs Invoice Ninja
Invoice Ninja is open-source invoicing with a free plan for up to 5 clients and a $14-a-month Pro plan that links up to 10 companies to one login and includes online payments, recurring invoices and reminders. Invco is invoicing only: it reuses your own invoice PDF as the template, files client replies against each invoice, has Claude built in, and scales past 10 companies.
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What is the difference between Invco and Invoice Ninja?
Invoice Ninja is open-source invoicing with a free plan for up to 5 clients and a $14-a-month Pro plan that links up to 10 companies to one login and includes online payments, recurring invoices and reminders. Invco is invoicing only: it reuses your own invoice PDF as the template, files client replies against each invoice, has Claude built in, and scales past 10 companies.
| Invco | Invoice Ninja | |
|---|---|---|
| Price | $10/month (1 company) up to $100/month (unlimited companies) | Free; Pro $14/month; Enterprise from $18/month (by number of users) |
| Free plan | No free plan or trial; full refund within 7 days of a charge | Yes, up to 5 clients; 30-day money-back on paid plans |
| Companies per login | 1 on Starter, 3 on Growth, 8 on Pro, 20 on Scale, no cap on Unlimited | Up to 10 interlinked companies on Pro |
| Invoice design | Drag-and-drop designer, built-in templates, or upload your own invoice PDF and Invco detects the fields | 11 templates; full design customization on Pro |
| Sending email | Each company sends from its own address (Gmail, Google Workspace, Hostinger or any SMTP/IMAP) | Gmail, MSN and custom SMTP on Pro |
| Client replies | Client replies pulled from the mailbox and filed against the invoice | Not listed on the pricing page |
| Online payments | No. Invoices carry your bank details and you mark them paid | Yes, through payment gateways such as Stripe and PayPal |
| Recurring invoices | No | Yes, with auto-billing |
| Payment reminders | No. Overdue invoices are flagged automatically | Automatic reminders on Pro |
| Quotes, expenses, client portal | No | Yes |
| Self-hosting | No | Yes, open source |
Invoice Ninja details are taken from its own public pages as of October 2026 (sources below) and may have changed since. Invco is our product.
What is Invoice Ninja?
Invoice Ninja is open-source invoicing software you can use hosted or self-hosted. As of October 2026, its pricing page lists a free plan for up to 5 clients with unlimited invoicing, Ninja Pro at $14 a month billed monthly, and Enterprise from $18 a month depending on the number of users.
Ninja Pro lists unlimited clients, email via Gmail, MSN and custom SMTP, fully customizable invoice designs, automatic late-payment reminders and “Interlink 10 Companies with 1 Login”. All plans list online payment gateways and recurring invoices.
What is Invco?
Invco is invoicing software for people who run more than one company. One login holds every company, each with its own branding, invoice templates, clients, sequential invoice numbering and email address. Upload the invoice PDF you already use and Invco detects where the fields go, or design a template on a drag-and-drop canvas. Invoices go out as branded PDFs from each company's own address, client replies are filed against the right invoice, and Claude can do all of it through Invco's built-in MCP server.
Starter is $10/month for 1 company, Growth is $20/month for up to 3 companies, Pro is $30/month for up to 8 companies, Scale is $50/month for up to 20 companies, and Unlimited is $100/month with no cap. Every feature is on every plan, with no per-invoice fees.
When should you choose Invco over Invoice Ninja?
Invco is the better fit when:
- You want to upload the invoice PDF you already use and keep that exact design.
- Client replies should land in each company's inbox, filed against the invoice they're about.
- You'd like Claude to create and send invoices for you through MCP.
- You run more than 10 companies.
When is Invoice Ninja the better choice?
Be honest with yourself about what you need. Invoice Ninja is the better fit when:
- You want a free plan, or the lowest price for up to 10 companies.
- You need online payments, recurring invoices, reminders, quotes or a client portal.
- You want to self-host open-source software.
Sources
Competitor facts on this page were checked on October 2026 against the pages below. If something has changed, email support@invco.pro and we'll correct it.
More comparisons
- Invco vs Zoho InvoiceZoho Invoice is free and includes online payments, recurring invoices, reminders and quotes, but one account holds up to two organizations and up to 500 invoices a year.
- Invco vs FreshBooksFreshBooks is accounting software with invoicing, payments, expenses and reports, priced per business: each business you add in FreshBooks carries its own subscription.
- Invoicing software for multiple businessesHow Invco runs every company you own from one login.
- Invco pricingFive plans, priced by how many companies you invoice from.
Frequently asked questions
What is the difference between Invco and Invoice Ninja?
Invoice Ninja is open-source invoicing with a free plan for up to 5 clients and a $14-a-month Pro plan that links up to 10 companies to one login and includes online payments, recurring invoices and reminders. Invco is invoicing only: it reuses your own invoice PDF as the template, files client replies against each invoice, has Claude built in, and scales past 10 companies.
Is Invco or Invoice Ninja better for multiple companies?
Invoice Ninja Pro links up to 10 companies to one login for $14 a month and includes payments and reminders (as of October 2026). Invco suits you better if you want your own invoice PDF reused as the template, client replies filed against invoices, Claude built in, or more than 10 companies.
Does Invco have a free plan like Invoice Ninja?
No. Invoice Ninja has a free plan for up to 5 clients. Invco is paid only, from $10 a month, with every feature on every plan and a full refund within 7 days of a charge.
Can both send invoices from my own email address?
Yes. Invoice Ninja lists email via Gmail, MSN and custom SMTP on its Pro plan. Invco sends every invoice from each company's own address (Gmail, Google Workspace, Hostinger or any SMTP/IMAP) on every plan, and also pulls client replies back in against the right invoice.
Invoice from every company you run
One login for all your companies, each sending from its own email on its own invoice design. Plans from $10/month, with a full refund within 7 days.
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